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Boat Loans

A beautiful day on the water is priceless, but navigating a boat loan can be tricky. Newcoast simplifies the boat financing process with professional advice, flexible rates and quick decisions.

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couple on a yacht

Yacht Loans

Newcoast agents have decades of experience navigating yacht loans and work with a vast network of quality lenders to ensure the best rates in the market. As one of the largest loan originators in the country, you can rest assured knowing our team will deliver the most competitive yacht financing options for your new purchase.

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Luxury RV parked and open for camping

RV Loans

The RV life offers endless getaways and ever changing adventures. Newcoast puts you in the driver's seat for the loan process alongside RV financing specialists with access to the most competitive rates in the recreational industry

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Newcoast Navigates Loans with Ease

Newcoast provides specialized and strategic financing for the Marine and Recreational Vehicle industry. We work with you one on one to find the best loan options available.
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New Boat & RV Loans

We're right by your side working one on one to get you the new boat or RV of your dreams

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Loans for Purchasing Used

Used boats or RV's follow a very similar path to purchasing new. Newcoast can help you explore all your options.

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Refinancing Your Boat or RV

Looking for a lower interest loan or a term adjustment? Reach out to Newcoast and see how refinancing can help you have even more fun.

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The Newcoast Loan Advantage

Our customer service specialists have unparalleled industry expertise. They always present the most competitive loan rates in the industry, assure quick approvals with no hassle closings and have terms up to 20 years.
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Frequently Asked Questions

We can process your loan request in just a few days. Under normal circumstances we can have funds wired for you within 4-5 business days after loan approval.
For loan requests up to $250,000 only an application is needed. For loans above $250,000, we will also need a limited financial package to complete your loan submission.
In addition to your down payment, closing costs can include sales tax, Newcoast service fee, USCG, and title and registration fees.
Yes, but some restrictions apply to Alaska, Hawaii and Puerto Rico.
Yes! Please contact us for more information.
Yes, taxes, title, registration and/or Newcoast service fees may be included in your loan amount subject to the loan amount meeting our LTV (Loan to Value) guidelines. You may also choose to pay for them out of pocket; in which case, payment must be received prior to funding your loan.
We offer boat financing options for: Standard & Custom Power or Sail Boats, Multi-Hull Boats, Pontoon Boats, in 30 model years and newer. (Different rates, down payment requirements, and restrictions may apply.)
Surveys are typically required on boats older than 5 years.
For loans up to $50,000, typically 15 years. For loans greater than $50,000, typically 20 years. There are additional options for certain circumstances.
Down payment requirements vary by lender and region. Most lenders require a minimum of 10% of the total purchase. Loans over $150,000 may require 15-20%.
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Apply for a Boat Loan

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Apply for an RV Loan