Privacy Policy

Effective Date: January 14, 2022

At Newcoast, we are committed to protecting and preserving your privacy. This privacy statement is being provided by Newcoast and its subsidiaries to you, our current or prospective consumer client, to provide you information about our privacy practices, both during and after our direct business relationship with you. This statement applies to your personal information that we may from time to time collect, use and disclose in the course of (1) performing financing or insurance services on your behalf and (2) making available our websites, including newcoast.com. We take very seriously our privacy responsibilities to you, and we are committed to treating your personal information in a manner that is consistent with applicable law and this statement. Please read this statement carefully.

Newcoast is the sole owner of any information collected via its website. Any information collected by Newcoast will not be rented, sold, or traded to any outside sources. 

Collection and Use of Information 

We are generally unable to perform financial or insurance services on your behalf without collecting, using or disclosing your personal information. Typically, you will provide this required information to us directly within financing applications or insurance applications or in connection with other communications.  Other times, we may receive this and other personal information from third parties, including insurance carriers and other industry service providers, and other third parties with which you maintain a relationship. 

This and other information may include:

  • your name, Social Security Number, driver’s license or other government-issued identification;
  • assets and income, occupation and employment status, dependent information and other relevant financial information;
  • information relating to any of your past claims;
  • information from reporting agencies and state and federal government agencies, such as state motor vehicle departments;
  • your account activity and premium payment history;
  • credit card, bank account or other account information as may be required to facilitate your payments, which generally is made through systems maintained by third parties, such as lenders or insurance carriers

We may also collection information over time based on your direct or indirect interactions with us, such as through the use of “cookies” on our websites. Newcoast does want to communicate information that is relevant to you. We do this through our website, emails and mailings. The information we collect while you are on our website allows us to communicate information to you that is personalized to your interests. 

As you use the Newcoast website, we may collect information about you including the following: 

Log Information: We collect information about your use of our website including the type of browser you use, access times, pages viewed, your IP address, and the page you visited before navigating to our website. 

Device Information: We collect information about the computer or mobile device you use to access our website or mobile app, including hardware model, operating system and version, mobile network information and unique device identifiers. 

Location Information: We may collect information about your location when you access our website or mobile app. 

Information Collected by Cookies and Other Tracking Technologies

 Newcoast.com uses "cookies" which are small text files that are stored on the user's computer and gather and keep track of information related to the user. We may use cookies and other tracking technologies to collect information about you and your interactions including browsing behavior and engagement with our website. This information is used to provide you with an experience on our website that is relevant to you. Although many website browsers are set to accept cookies, you can set your website browser to reject cookies, but this may prevent you from taking full advantage of our website features or receiving personalized information and services. 

Information that you give us may be combined with other personally identifiable information (such as updated address and demographic information) from third-party sources to make our marketing efforts more efficient. Examples of other information we receive from third-party sources include updated delivery and address information, which we use to correct our records and deliver your next mailing more easily. 

We use the information we collect for a variety of purposes, including to: 

  • Personalize your experience with our website to be relevant to your interest and needs
  • Communicate with you about news, events, and other information we think will be of interest to you
  • Provide, maintain and improve the website
  • Monitor and analyze the website usage and trends 

While on our website, you may choose to receive emails from Newcoast. Additionally, while on our website, if you fill out a form requesting more information, you will be added to our email list. You may also sign up to receive our emails by contacting us at info@newcoast.com or 727-531-1700. Upon signing up for Newcoast emails, you will receive the Newcoast emails about news, events, and other information we think will be of interest to you. As we learn more about you and your interests, we will strive to send you emails that are relevant to your interests. 

Sharing of Information

Newcoast is the sole owner of any information collected via its website. Any information collected by Newcoast will not be rented, sold, or traded to any sources outside of Newcoast. We generally share your personal information to perform services on your behalf and provide you with the financial and insurance products and services you expect from us. Information technology and other support service providers with which we maintain an arrangement may also have access to your personal information to allow us to operate our business and to provide you with our services.

We may from time to time share your personal information for the following reasons:

  • to fulfill or meet the reason you provided the information and for our everyday business purposes, such as to obtain quotations for finance or insurance services on your behalf; to obtain financing or insurance (or similar products) on your behalf or to facilitate the performance of related services by other industry service providers; to maintain or service your account or insurance, including by reporting claims of loss to other industry service providers, such as insurance carriers and adjusters; to evaluate our performance or offerings; and to make reports to credit bureaus. We may also save your information to facilitate new quotations or placements.
  • for legal reasons, such as to make required or advisable reports to finance or insurance regulatory, law enforcement or other similarly situated authorities; to respond to and comply with court orders, applicable law and other legal requirements; and to defend ourselves against claims and to enforce our rights or protect our employees or property.
  • for our marketing purposes so that we may offer you our products and services, including through the use of targeted or similar advertising on the internet.
  • for our affiliates’ everyday business purposes, such as to process or service transactions or to provide or receive shared organizational services.
  • for other purposes as may be permitted by law.

Newcoast may share information with you from selected companies that we believe offer products or services of interest to you and are complimentary to your relationship with Newcoast. In doing this, we will not share your information with these companies; all such communications will originate from Newcoast. 

California Consumer Privacy Rights

  • If you are a California resident, you have certain privacy rights under the California Consumer Privacy Act (“CCPA Rights”). This section describes those rights and how you can exercise them with Newcoast.

    CCPA Rights Requests

    Right to Know and Right to Deletion
    You can request what personal information we have collected, used, and disclosed in the preceding 12 months.

    You can also request that we delete your personal information. We may not delete all of your personal information if one of the following exceptions applies:

    Transactional: to complete a transaction for which the personal information was collected, provide a good or service requested by you, or perform a contract we have with you;
  • Security: to detect data security incidents;
  • Error Correction: to debug or repair any errors;
  • Legal: to protect against fraud or illegal activity or to comply with applicable law or a legal obligation, or exercise rights under the law, such as the right to free speech; or
  • Internal Use: to use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information (i.e. to improve our services).

Please note that if we delete your personal information, many of our services will not work the same. For example, we will not be able to provide you with services, your previous opt out requests will not be saved and saved preferences and information will no longer be available.
To submit a request to know or a request to delete, please send a detailed email message to info@newcoast.com. In order to verify your identity, we will need your name, address, phone number and email address. In order to designate an authorized agent to act on your behalf you must provide the authorized agent with written permission to do so, and your authorized agent must submit that written proof at the time they make the request on your behalf. If you wish to make multiple requests under this section, we recommend sending the deletion request last, as we will not be able to fulfill your other requests once we have deleted your information.

Do Not Sell My Personal Information
Personal Information that We Sell

 We may “sell” (as sell is defined in CCPA) the following categories of Personal Information:

  • Identifiers
  • Commercial information; and
  • Inferences drawn from the categories described above in order to create a profile about you to reflect your preferences, characteristics, preferences, behavior and
  • We “sell” your Personal Information to Service Providers, such as data co-ops.    We do not knowingly sell the Personal Information of minors under the age of 16.

Right to Opt Out of Sale
 
California residents have the right to opt out of the sale of your Personal Information to third parties, as “sale” is defined under CCPA.

To submit a request to opt out of the sale of your Personal Information, please send a detailed email message to info@newcoast.com. In order to verify your identity, we will need your name, address, phone number and email address. In order to designate an authorized agent to act on your behalf you must provide the authorized agent with written permission to do so, and your authorized agent must submit that written proof at the time they make the request on your behalf.

Non-Discrimination
 
We will not discriminate against you for exercising any of your CCPA Rights and we will not deny you goods or services, charge you a different price, or provide you with a lesser quality of goods or services if you exercise any of your CCPA Rights.

Your Communication Choices 
Email: You have the right to choose who you receive email from. Newcoast strives to make it easy for you to sign up to receive our emails as well as opt out of our emails. 

You may choose to opt out from the emails we send to you through these methods: 

  • In commercial emails that we send you, you may use the “unsubscribe” or “update your profile” included at the bottom of the email. 
  • You may send an email to info@newcoast.com. 
  • You may call 727-531-1700 and ask to speak to a team member in the marketing department.
  • You may send mail to the following address: Marketing, 2600 McCormick Drive, Suite 200, Clearwater, FL 33759. 

After being added to our email list, you also may choose the types of emails you receive from us. Edits to your preferences can be made through these methods: 

  • In commercial emails that we send you, you may use the “update your profile” included at the bottom of the email. 
  • You may send an email to info@newcoast.com. 
  • You may call 727-531-1700 and ask to speak to a team member in the marketing department. 
  • You may send mail to the following address: Marketing, 2600 McCormick Drive, Suite 200, Clearwater, FL 33759. 

Postal Mail and Telephone: If you would like to remove or edit your postal address or telephone number, please contact us through one of these methods: 

  • You may send an email to info@newcoast.com. 
  • You may call 727-531-1700 and ask to speak to a team member in the marketing department. 
  • You may send mail to the following address: Marketing, 2600 McCormick Drive, Suite 200, Clearwater, FL 33759. 

Cookies: 
You can set your website browser to reject cookies, but this may prevent you from taking full advantage of our website features or receiving personalized services. 

Manage your cookie settings on this site.



Manage Contact Preferences

Social Sharing Features 
The website may offer social sharing features or other integrated tools, which let you share actions you take on the website with other media, and vice versa. The use of such features enables the sharing of information with your friends or the public, depending on the settings you establish with the third party that provides the social sharing feature. For more information about the purpose and scope of data collection and processing in connection with social sharing features, please visit the privacy policies of the third parties that provide these features. 

Contact Us 
For additional information or to contact us regarding this website, Newcoast Inc. can be contacted at the following address: 
Newcoast, Inc. 
2600 McCormick Dr. 
Suite 200 
Clearwater, FL 33759 

Or via phone at (727) 531-1700 
Or via e-mail at info@newcoast.com 

Other Important Website Information
If any part of the Newcoast website links you to other websites or mobile applications, those websites and mobile applications do not operate under this privacy policy. We recommend that you examine the privacy statements posted on those other websites and mobile applications to understand their procedures for collecting, using, and disclosing personal information. 

Our website is not intended for children under 13 years of age.  No one under age 13 may provide any information through our website, and we do not knowingly collect personal information from children under 13.  If you are under 13, do not use or provide any information on this website or otherwise provide any information about yourself to us, including your name, address, telephone number, email address, or any screen or user name you may use.  If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will use commercially reasonable efforts to delete that information.  If you believe we might have any information from or about a child under 13, please contact us at the mailing address shown beneath the heading “Contact Us”.

Disclaimer: NEWCOAST MAKES NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE CONTENT OF ITS WEBSITE FOR ANY PURPOSE. ALL CONTENT IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND. ALL MANUFACTURERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. NEWCOAST DOES NOT WARRANT THE ACCESSIBILITY OF THE SITE OR THE AVAILABILITY OF ANY PRODUCTS DESCRIBED THEREIN. IN NO EVENT SHALL NEWCOATS BE LIABLE FOR ANY SPECIAL, INDIRECT, EXEMPLARY OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER ARISING OUT OF OR IN CONNECTION WITH THE USE, COPYING OR DISPLAY OF THE CONTENT ON THIS SITE, INCLUDING, BUT NOT LIMITED TO, DAMAGES RELATING TO THE LOSS OF USE, DATA OR PROFITS, WITHOUT REGARD TO THE FORM OF ANY ACTION, INCLUDING BUT NOT LIMITED TO CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTIONS. ALTHOUGH NEWCOAST HAS TRIED TO BE AS ACCURATE, COMPLETE AND CURRENT AS POSSIBLE, NEWCOAST DOES NOT WARRANT THAT THE CONTENT OF ITS WEBSITE IS ACCURATE, COMPLETE OR CURRENT. THE CONTENT MAY INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. IT IS YOUR RESPONSIBILITY TO VERIFY ANY INFORMATION BEFORE RELYING ON IT. 

Newcoast reserves the right to change our Privacy Statement or the other notices contained herein. Any revisions will apply to data collected subsequent to the effective date of the change. Upon revising our privacy policy, we will update the Effective Date above.