INSURANCE SERVICES
Newcoast Insurance Services
Owning a boat, yacht, or RV is a lifestyle upgrade full of opportunity, adventure and fun. It's also a big responsibility, so it's smart to be insured. Newcoast has the expertise and experience to design your perfect protection plan.
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Boat Insurance
Cruising in your own boat is a dream come true and a lifestyle you'll love. Our boat insurance specialists can provide you with smart, affordable options to make sure you, your boat and all your adventures are protected.
Yacht Insurance
Our team specializes in the unique needs of yacht owners by working with captains, yacht managers, and owners to identify and find solutions. Our industry experience and access to world leading partners ensures optimal client protection.
RV Insurance
Riding in your recreational vehicle to go on your next adventure is exhilarating. Protecting that investment is an even more important task.
Coverage When You Need It Most
We know anything can happen anytime and we want you to know Newcoast has your back. Our insurance specialists have a myriad of plans to protect you, your boat and your new boating lifestyle. Our goal is always to get you back on the water and living your dream.
Property Coverage
Cruising in your own boat is a dream come true and a lifestyle you'll love. Our boat insurance specialist can provide you with smart, affordable options to make sure you, your boat and all your adventures are protected.
Boat Insurance Coverage
- Vessel
- Trailer
- Anchors
- Tools
- Motor
- Cushions
- Dinghies
- Canopies
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Woman getting off boat with help from man in suit
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Frequently Asked Questions
Q
What factors make my insurance more (or less) expensive?
There are several factors that make up the premiums for insurance for boats or yachts. The age of the vessel, limits of coverage, owner’s experience, usage type, and navigational territory are major factors in determining the premium. Our team will work with insurance carriers to find the best options and coverage for your policy.
Q
What is “Agreed Value” vs “Actual Cash Value” policy?
An Agreed Value policy will provide payment of the agreed value listed on the policy in the event of a total loss. Actual Cash Value factors in depreciation based on the age of the vessel.
Q
Do you represent multiple insurance companies?
Yes. We work with A-Rated insurers to find coverage solutions that meet and exceed your needs for your boat, yacht, or RV.
Q
Is boat insurance required by law?
It depends on the state, but even if boat insurance isn’t required by law, protecting your boat is always a smart decision.
Q
What is included in a “Yacht” policy?
We customize each yacht policy based on the requirements of our clients and the vessel. We offer guidance on Hull, Liability, Pollution, Crew Medical, Builder’s Risk, and Charter, to name a few.
Q
Will my homeowner’s insurance cover my boat?
Homeowner policies may offer coverage for your boat, but they typically have size restrictions, limitations on horsepower, and limits on damage coverage. Standalone boat insurance policies generally offer superior coverage and can be even more cost-effective than adding to your homeowner’s policy.
Q
Should I pay for insurance when my boat is winterized?
Yes. Most insurers provide credits for typical usage in cold weather regions, so it’s best to keep the policy active throughout the year.
Q
Can I talk to an insurance agent for specific questions?
Yes, please contact us at (866) 639-2627 (Option 2) for more information.
