How long does the process take?

• We can process your loan request in just a few days. Under normal circumstances we can have funds wired for you within 4 days.

What information do you need to approve my application?

• For loan requests up to $100,000 we will normally need last year's W-2 and a recent pay statement.
• 2 years tax returns for self employed.
• Personal financial statement.

What are the closing costs?

• In addition to your down payment, closing costs can include sales tax, processing fee, and title and registration fees

What are the terms for loans?

• For loans $25,000 to $75,000, typically 15 years.
• For loans greater than $75,000, typically 20 years.

What is the requirement for down payment?

• Down payment requirements vary by lender and region.
• Most lenders require a minimum of 10% of the total purchase.
• Loans over $100,000 normally require 20%.