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How long does the process take?

  • We can process your loan request in just a few days. Under normal circumstances we can have funds wired for you within 4 days.

 

What information do you need to approve my application?

  • For loan requests up to $100,000 we will normally need last year's W-2 and a recent pay statement.
  • 2 years tax returns for self employed.
  • Personal financial statement.

 

What are the closing costs?

  • In addition to your down payment, closing costs can include sales tax, processing fee, and title and registration fees

 

What are the terms for loans?

  • For loans $25,000 to $75,000, typically 15 years.
  • For loans greater than $75,000, typically 20 years.

 

What is the requirement for down payment?

  • Down payment requirements vary by lender and region.
  • Most lenders require a minimum of 10% of the total purchase.
  • Loans over $100,000 normally require 20%.